Corporate Insurance

At Global Albatross we understand a medical policy is only as good as the benefits that it offers when the policy holder needs it. 

A comprehensive and cost effective insurance policy is crucial for staff living and working overseas, so we work closely with you to find out which benefits are important and develop a solution that meets your business needs.

 

 

Medical insurance for globally mobile professionals.

 

 

A group medical insurance policy will...

  • Cover hospitalisations, private room, surgeries, doctor’s visits, medication, evacuations, return flights, accommodation, costs of an accompanying family member – ask for a quote to see more.

  • Cover pre-existing conditions – for groups of 10 members or more.

  • Reduce unexpected medical costs – both emergency and non-urgent.

  • Reduce downtime of injured/ill staff members with rehabilitative care being received at their nearest quality facility.

  • Provide access to professional private medical facilities of choice.

  • Provide staff ‘peace-of-mind’ when carrying out work assignments.

  • Help staff and their families settle in their new environment.

  • Provide access to medical advice hotlines 24 hours a day.

 

 

 

Selecting a policy has never been easier!

 

 

 

Our 5 Step Process

Making It Easy for You

1.

 

SITUATION & NEEDS ANALYSIS

We have questions that are quick and easy to answer. They help us determine what you need the cover for. We contact you to discuss your inquiry in more detail where required.

2.

 

COMPARE OPTIONS

We identify the insurers that are likely to best meet your requirements. We provide a benefit and premium comparison and undertake a health system analysis of the intended country of residence.

3.

FINE TUNE

We fine tune your preferred plan options. We save you time and money by negotiating the benefits and premium on your behalf.

4.

 

POLICY SELECTION

If you’re happy with our recommendation, we help you apply to the insurer and manage your application.

5. 

 

IMPLEMENTATION

We ensure the policy is in place and that all members are delivered insurance cards, policy information and emergency numbers. 

 

   

We’re here to help from the  beginning

AND when you need us most.

 

 

GROUP POLICY FEATURES

(may vary between insurers)

CLAIM REFUNDS

Progress of claims can be tracked online. Most insurers offer refunds in any currency.

EASY TO APPLY

For larger groups, insurers do not require application forms.

MIXED LEVELS OF COVER

Varying levels of cover can apply to different categories of employees.

MHD TERMS

(Medical History Disregarded)

Highly beneficial to companies with staff who have pre-existing medical conditions.

Insurers will not request medical history.

Offered to companies above a specific group number. This number varies between insurers.

Allows a wider selection of staff for secondment overseas without risking a lack of medical coverage.

PLAN PORTABILITY

Plans cover members and their families no matter where they reside or travel. 

Cover continues even if members return home temporarily.

Plans help prolong the expatriate experience particularly for members that develop medical conditions.

REDUCE COSTS

Treatment can be facilitated at the nearest expatriate facility, saving costs in evacuating staff to the home country.

Rehabilitative care helps an employees return to work.

Extra benefits save on additional staffing costs and reduce downtime of ill/injured staff members.

Follow-up care can be arranged in the country of residence rather than limiting after-care to a home country.

MEMBERSHIP CARDS

All members receive a personalised insurance card to present at time of treatment facilitating fast access to quality care.

CHOICE OF BENEFITS

Policy costs are contained by selecting benefits that staff are more likely to use. Allows a streamlined cost sustainable policy.

 

CONTINUATION OF COVER

If an employee leaves the company, most insurers can continue cover for an individual without any further underwriting. 

 

 

 

Peace-of-mind cover for both company and staff.

 

 

 

Group Services

ADVOCACY

One of Global Albatross’ best service features is advocacy.  We have extensive industry knowledge and experience and advocate on the company’s behalf to ensure quality underwriting, policy benefits and customer service are delivered by the insurer.  

CLAIMS

We liaise with the insurer to manage claims to ensure timely processing. Whether it be managing the refund of prepaid treatment expenses or liaising with your insurer during a medical emergency, we make sure all entitlements under your policy are delivered. 

ADMINISTRATION

We manage staff additions or deletions to the policy throughout the year.  At renewal we benchmark your policy against others in the market to ensure the benefits and premiums remain competitive. 

For a FREE comparative review of your existing cover

or a quote for new cover, click here.

 

 

 

            Don’t be left thinking…“I wish I had cover”.

 

 

 

DISCLOSURE STATEMENTTERMS & CONDITIONS

Global Albatross is New Zealand owned and operated. We are a New Zealand registered Financial Service Provider – FSP number: FSP465706.

Global Albatross is also a participant of the Insurance & Financial Savings Ombudsman Scheme, membership number 2001680.
© 2015 Global Albatross Ltd.
All rights reserved.